For two centuries, endowments — permanent funds that give from their investment yield — have been the privilege of universities, hospitals, and the very wealthy. Benefund makes the same model available to anyone, starting at $50.
Open a Benefund with as little as $50. Then set a recurring contribution that fits your life — weekly, fortnightly, or monthly. Every dollar you put in becomes part of your fund's permanent base.
Your contributions don't get spent. They get invested. They become the engine.
Your contributions are pooled and invested under the oversight of an Australian Financial Services Licence (AFSL). You choose the strategy that fits your time horizon and risk tolerance — Conservative, Balanced, or Growth.
The fund is managed continuously by qualified professionals. You don't pick stocks. You don't time markets. You just choose how your fund behaves, and we handle the rest.
Your fund earns yield from the investments. With Benefund, you decide what happens with that yield: between 75% and 100% of it is distributed to your chosen charities each year. The rest stays invested, gently growing your fund's giving capacity.
If you choose to give 100%, your fund still grows — through your contributions. Either way, the result is the same: a permanent, growing engine for charitable impact.
At the end of each quarter, your fund's distributable yield is sent to the charities you've chosen, in the proportions you've set. ATO-compliant gift receipts are generated automatically and delivered to you. Your tax deduction is handled.
You don't have to do anything. The cycle just continues — quietly, professionally, automatically — for as long as the fund exists.
Each strategy is a diversified, professionally managed portfolio. You choose the one that matches your time horizon and risk appetite — and you can change it whenever you like.
Stability and consistent yield. Lower volatility, more predictable distributions. Suited to shorter horizons or risk-averse contributors.
Mix: 70% fixed income, 25% equities, 5% cash.
A blend of growth and stability. The default choice for most contributors — meaningful long-term growth with manageable volatility.
Mix: 40% equities, 30% fixed income, 20% alternatives, 10% cash.
Maximising long-term impact. Higher short-term volatility, but bigger compounding effects over decades. Best for long horizons and steady nerves.
Mix: 70% equities, 20% alternatives, 10% fixed income.
Indicative target returns are forward-looking estimates only. Past performance is not a reliable indicator of future performance. Capital is not guaranteed. Strategy mixes are illustrative — exact allocations are managed by Benefund's investment manager and may vary within published bands.
A side-by-side over 30 years: the same dollars given as one-off donations vs. used to seed a Benefund. The endowment doesn't just match — it compounds.
Benefund is built to be set up once and trusted forever — but every meaningful decision stays with you. Adjust anything, anytime.
The decisions that are yours, always.
The mechanics that make it work.
Now you know how it works.
Open a Benefund in minutes. Start with as little as $50. Pick your charities. Set your contribution.
We'll handle the rest — for giving that grows with you.
Benefund. It's yours, to give.